New Construction Homes in Elizabethtown, KY

New construction is expanding across Elizabethtown and Hardin County, giving buyers the option of a brand-new home with modern floor plans, current building codes, and full builder warranties. For military families PCSing to Fort Knox, first-time buyers, and families moving up, new builds represent a growing share of the local market. Here is what you need to know about buying new construction in E-town.

Active Builders in the Area

Several regional and national builders are operating in the Elizabethtown area:

• Ball Homes. The most prominent builder in central Kentucky, Ball Homes has multiple active communities in the E-town area. They are known for offering a range of floor plans at competitive prices, typically in the $260,000-$360,000 range. Their homes are built to current energy efficiency standards and include standard features that other builders charge as upgrades.
• Local custom builders. Several smaller, locally owned construction companies build custom and semi-custom homes throughout Hardin County. These builders offer more flexibility in floor plans, materials, and lot selection, though pricing typically starts higher than production builders.
• National builders. As E-town continues to grow, national builders have begun exploring the market. Their presence is increasing, particularly in larger planned communities on the outskirts of the city.

New Subdivisions to Watch

Several new developments are adding inventory and attracting buyers:

• Foxwood. One of the most active new communities in E-town, Foxwood features modern single-family homes with open floor plans, two-car garages, and community green spaces. Pricing generally falls in the $280,000-$350,000 range, making it accessible to mid-grade military families and civilian buyers alike.
• Cowley Farms. A newer subdivision offering a mix of home styles and lot sizes. Cowley Farms appeals to families looking for more space and a semi-rural feel while remaining close to E-town amenities and Fort Knox.
• Other developing communities. Additional subdivisions continue to break ground along the Ring Road corridor and south of the city. These communities range from affordable starter-home neighborhoods to higher-end developments with larger lots and custom options.

For a broader look at where these communities sit relative to established E-town neighborhoods, schools, and daily amenities, see our neighborhood and school guides.

New Build vs. Existing Home: Pros and Cons

Deciding between new construction and an existing home is one of the biggest decisions buyers face in E-town. Here is a straightforward comparison:

Advantages of New Construction

• Everything is new — no deferred maintenance, no aging roof or HVAC to worry about.
• Modern energy efficiency (better insulation, newer windows, high-efficiency systems) lowers utility costs.
• Open floor plans and current design trends that match how families live today.
• Builder warranties (typically 1-year workmanship, 2-year mechanical, 10-year structural).
• Ability to choose finishes, colors, and sometimes floor plan modifications during construction.

Advantages of Existing Homes

• Established neighborhoods with mature trees, known character, and proven home values.
• Often more square footage per dollar than new construction at the same price point.
• Larger lots in many older subdivisions compared to newer developments.
• Move-in ready — no waiting 4-8 months for construction to complete.
• Known quantities: you can inspect the home, check for issues, and see exactly what you are getting.

Potential Drawbacks of New Builds

• Construction timelines (4-8 months) can conflict with PCS deadlines or lease expirations.
• Base prices can be misleading — upgrades on cabinets, countertops, and flooring add up quickly.
• New subdivisions may lack mature landscaping and established community feel for several years.
• The builder's sales agent represents the builder, not you. Having your own agent is important.

The New Construction Buying Process

Purchasing a new construction home differs from buying an existing one in several ways:

1. Choose a community and floor plan. Visit model homes and review available lots. Consider orientation, proximity to amenities, and lot size.
2. Get pre-approved for financing. Builders will require proof of financing before writing a contract. If you are using a VA loan, make sure the community is VA-approved or that the builder has completed VA registration.
3. Sign the builder contract. Review the contract carefully — builder contracts are written to protect the builder. Have your agent and ideally an attorney review the terms, including completion timelines, delay penalties, and warranty coverage.
4. Select upgrades and finishes. You will typically visit a design center to choose countertops, cabinetry, flooring, fixtures, and other finishes. Set a budget for upgrades before you walk in.
5. Monitor construction. Schedule walk-throughs at key milestones (foundation, framing, pre-drywall) so you can catch issues early.
6. Final walk-through and punch list. Before closing, conduct a thorough walk-through and document any items that need correction. The builder is obligated to address punch list items before or shortly after closing.
7. Close on the home. Closing on new construction follows the same general process as any purchase, with the addition of builder warranty documentation.